Brittney Hansen discusses the top benefits of a VA Mortgage.
Listen to the interview on the Business Innovators Radio Network:
Acquiring a VA mortgage can offer numerous advantages for service members, veterans, and their families. One of the key benefits of a VA mortgage is the low rate of interest that it offers. This type of loan typically has lower rates than conventional mortgages or FHA loans, which provides additional savings over the life of the loan.
In addition to offering low-interest rates, VA mortgages have relaxed eligibility requirements compared to other types of home financing. To qualify for this type of loan, an individual must be an active-duty military service member or veteran who has served at least 90 days during wartime, 181 continuous days during peacetime, or 6 years in the National Guard/Reserves. Surviving spouses may also be eligible to apply for a VA mortgage.
Another benefit of a VA mortgage is that it does not require closing costs in most cases, meaning that the loan can be acquired with no out-of-pocket expenses. This makes the process much less expensive and more accessible than other types of home financing. These loans also have higher debt-to-income ratio limits than conventional mortgages or FHA loans, making them easier to qualify for.
For service members, veterans, and their families looking to purchase a home, VA mortgages offer a unique set of advantages compared to other financing forms. With relaxed eligibility requirements, lower interest rates, and no closing costs in many cases, this type of loan serves as an excellent option for those looking to purchase a home.
Brittney added: “Overall, a VA mortgage offers numerous benefits compared to other financing forms, making it an excellent choice for military service members and veterans looking to purchase a home. By taking advantage of the unique features that are offered by a VA mortgage, service members, veterans, and their families can enjoy greater financial security when purchasing a home. This type of loan can provide significant savings over the life of the loan while also providing peace of mind knowing that these individuals are well taken care of through their commitment to military service.”
About Brittney Hansen
Brittney Hansen is a dedicated professional serving as a Branch Manager of the Alpine Group at Fairway Independent Mortgage Company. She is a self-proclaimed “Home Buying Hype Woman”. With a passion for helping others achieve their dreams of homeownership, Brittney is committed to providing exceptional service and expert guidance to her clients. Her strong belief in the core values of Fairway drives her daily interactions and decision-making processes.
With over 8 years of experience in the mortgage industry, Brittney possesses a wealth of knowledge and expertise in all mortgage programs. She understands the unique challenges and opportunities that individuals and families face when seeking to purchase a home. Her goal is to make the mortgage process as smooth and stress-free as possible, ensuring that each client receives personalized attention and tailored solutions that align with their specific needs and financial goals.
She believes in operating with integrity, transparency, and accountability, fostering an environment of trust and mutual respect. She takes pride in maintaining open lines of communication, actively listening to her clients’ concerns, and providing them with the information they need to make informed decisions.
In her spare time, Brittney runs a female entrepreneur company called The Success Collective with her cofounder Jessica Daniels. Brittney also enjoys spending time with her boyfriend and her dog Billy Idol, exploring all the outdoors that Colorado has to offer and volunteering for charitable organizations, she currently serves on the board of 3 non-profits. She believes in giving back to the community and making a positive impact in the lives of those around her and builds her business around the Go Giver mentality.
Britney loves serving her clients and nothing makes her happier than seeing smiles at a closing table. Brittney’s clients will be cheered on through the home buying process with their own personal hype woman who is there every step of the way.
Learn more: https://applywithbritt.com and https://www.successcollective.org/
