Avina Financial Group helps clients have more retirement income. Through their proprietary “Retire with More” planning process, the professionals at Avina Financial Group get to know their clients’ retirement wishes so they can create a comprehensive strategy to help them realize their dreams. They deliver unbiased, confidential advice from an experienced advisory team committed to always putting their client’s best interests first.
In his article on Kiplinger’s, Emanuel Avina says that “your secret weapon to help win the retirement saving battle is the Roth 401(k).”
Avina continued, “Thanks to their unique tax benefits and the higher amounts you can contribute, Roth 401(k)s have a lot going for them when compared to their traditional 401(k) counterparts.”
They find that the most common rule of thumb is that the average person will need approximately 80% of their pre-retirement income to sustain the same lifestyle after they retire. However, not knowing for sure what tax rates will be in the future, it would seem that saving for retirement should at least partially be done on a post-tax basis.
Read the full article on Kiplinger’s to learn more:
About Emanuel Avina
Emanuel has been helping people pursue their retirement and financial dreams through comprehensive strategies for well over a decade. He founded Avina Financial Group to help clients retire and retire with more confidence and help businesses establish and maintain their 401(k) plans for their employee’s retirement. He has passed the Series 7 and 66 securities exams, holds California licenses to offer health and life insurance as well as annuities, and has obtained his Chartered Retirement Planning Counselor (CRPC®) designation. He and his wife have three daughters and one son.
To get a complimentary Retirement Income report that will help you understand how, when, and where income is coming from in retirement and how long it will last. Learn More: http://www.avinafinancialgroup.com or if you would like to listen to his podcast go to: http://www.retirewithmore.net
Investment advisory products and services are made available through Avina Financial Group, Inc., a Registered Investment Adviser . Retire with More is the name of our process and is not a guarantee of investment performance or a guarantee of your retirement outcome.